Recently Authorize.Net released their API for their new Customer Information Manager (CIM) feature of their payment gateway. This feature is a boon for merchants who wish to store credit card information or do recurring billing in different amounts or varied schedules.
The main features of this new service are:
PCI Compliance
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One this that bothered me about the Authorize.Net ARB subscription functionality is that there was a three year limit on subscriptions. In other words, all subscriptions would expire at most three years and you could not set it to be longer. This was true whether you used their ARB API or set the subscription up […]
Amazon.com recently announced that they are entering the merchant services arena by offering their own in house payment system. Called Amazon Flexible Payments Service, or Amazon FPS for short, it is designed to be a direct competitor of Paypal and Google Checkout. An advantage it potentially offers over Google Checkout is through Amazon.com’s huge database […]
When establishing your merchant account the acquiring bank that is reviewing your application is assessing the risk associated with establishing your account. They factor in many variables including ones associated with the product(s) you are selling. Different products have different risks associated with them. Let’s compare two products:
Pencils
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A common problem in ecommerce is fraudulent orders from overseas customers. The risk is so high in fact that some merchant account providers will not allow their merchants to accept orders from foreign countries. Even if they did, and you wished to solicit foreign orders, some regions pose such a high risk for fraud that […]
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